Skip to main content


Councilrs in the north expecting a bonanza from Bellwin will not be surprised to find out that there is a substantial equivalent to an "insurance excess" before they get any dosh.

Typical government spin.

Sheffield's Threshold is: £1,393,290

In other words they have to pay the first £1.4 Million.

Furthermore it only covers some costs. The "small print" of Bellwin is the following:
The following are examples of expenditure that would normally not qualify under this
a) costs which are normally insurable, whether by the authority or any other party (e.g.
under household insurance policies);
The Department currently takes the Zurich Municipal SELECT policy, that can now be
obtained for costs exceeding £100,000, as its definition of what is normally insurable by
the authority for the purpose of schemes set up under section 155. Authorities should in
particular note that:
- the shoring-up or dismantling of damaged buildings is an insurable cost;
- authorities whose policies may bear less risk than the Zurich Municipal
SELECT Policy would still be bound by its definition of normally insurable risks
as regards qualifying expenditure under a Bellwin scheme: authorities whose
policies include cover for greater risks than the basic SELECT Policy should
exclude from their qualifying expenditure all costs for which they are covered
and will be compensated.
- Damage caused by terrorism remains an insurable cost.
b) Environment Agency levy costs and those costs reportable for FSS purposes relating to
flood defences.
c) loss of income (e.g., from facilities closed as a result of the emergency), as this falls
outside the scope of section 155 of the Local Government and Housing Act 1989;
d) the normal wages and salaries of the authority's regular employees, whether diverted
from their normal work or otherwise, and the standing costs of the authority's plant and
e) longer term works of repair and restoration, such as tree planting and repair or
refurbishment of damaged but not dangerous structures;
f) any element of betterment, e.g. repairs to buildings to a significantly higher standard
than their condition on the day before the incident;
g) expenditure eligible for any other specific grants, e.g. police grant;
any amounts in respect of specific works on flood defence or coast protection which had
already been allocated within budgeted expenditure to these works
h) before the incident occurred (however, subsequent amounts for emergency work
resulting from the incident above the level of any amounts thus allocated would usually
be eligible for assistance);
i) any expenditure on flood defence or coast protection that will be compensated by the
Department for the Environment, Food and Rural Affairs by means of grant or credit
j) any capital expenditure which is of a long term or preventive nature and not therefore
connected with the immediate action to safeguard life or property following an
emergency or disaster (refer to item q at Annex A for further guidance on this).


Popular posts from this blog

Statement re false allegations from Esther Baker

Statement by John Hemming
I am pleased that the Police have now made it clear that there has been a concerted effort to promote false criminal allegations against me and that the allegations had no substance whatsoever.
I would like to thank Emily Cox, my children, Ayaz Iqbal (my Solicitor), my local lib dem team and many others who supported me through this dreadful experience. There are many worse things that happen to people, but this was a really bad experience.
It is bad enough to have false allegations made about yourself to the police, but to have a concerted campaign involving your political opponents and many others in public creates an environment in which it is reasonable to be concerned about ill founded vigilante attacks on your family and yourself. Luckily there was a more substantial lobby to the contrary as well, which included many people who were themselves real survivors of abuse, which has helped.
I am normally someone who helps other people fight injustice. …

Homelessness vs Selling Books

Candidates in elections tend to find themselves very busy with lots of things to do.  It is, therefore, necessary to prioritise things to ensure that the important things are dealt with.

To me the issue of homelessness and rough sleeping is an important issue.  Therefore, when Birmingham's Faith Leaders group contacted me to ask me what I would propose and whether I would work with them to make things better I was pleased to respond with my views and indicate that I would work with them after the election.

The Faith Leaders Group (Bishops and other religious leaders in Birmingham) have now sent out their report.

Sadly, according to their report,  I was the only candidate for Yardley to respond.  The group in their report said:

"Particularly disappointing was the lack of response from some of those candidates seeking re-election as MP for their respective constituencies."
It is worth looking at the priorities of my opponent.
Interestingly today she has decided to be at th…

Millionaires and politics

The Labour Party spent most of the last election criticising me for being a successful businessman (aka millionaire). That is business in the private sector employing over 250 people. It is worth looking at the situation for the Labour Candidate now:

For the year 2016-7 Annual Income from Parliament74,962Specifically for her book51,250Other media income etc5,322.82Total declared income131,534.82

Traditionally anyone with an annual income of over £100,000 has been considered to be a millionaire. I did not use my position in parliament to increase my income.

I have been asked for sources for this. This BBC piece looks at how one should define rich. It was written in 2011 so the figures will be slightly out of date. There are perhaps 2 relevant pieces:
"In 1880 a rich person would have had £100,000 in assets or an income of £10,000 a year, he says. About a hundred people a year died leaving £100,000 and by 1910 this was 250 - "a microscopic fraction of the number of death…